Credit Card calculator

The true cost of paying the minimum

What is your credit card balance?  $
What is the interest rate on your credit card?   
How is your minimum payment calculated?  
Your minimum payment: $
What fixed payment could you make each month? $
Select a payment schedule based on:

Compare Rates
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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.13%
5.16%
15 yr fixed
4.70%
4.60%
5/1 ARM
4.30%
4.26%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.31%
5.33%
30K Home Equity Loan
8.35%
8.39%
50K HELOC
5.06%
5.07%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.50%
7.51%
48 Mo New Car
7.05%
7.12%
36 Mo Used Car
7.39%
7.43%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.30%
1.32%
1 Yr CD
1.72%
1.76%
5 Yr CD
2.94%
2.96%
Compare rates:
Product Rate
Low Interest Cards 9.74%
Balance Transfer Cards 14.51%
All Variable 11.68%
Compare rates:  
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