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RATE UPDATE The average 5-year CD yield is now 3.39 percent, up 29 basis points since June 4. Search highest CD yields.

A dozen ways to get a down payment
MORTGAGE
A dozen ways
to get a down payment
Remember down payments? They're back in vogue with home lenders. Here's how to come up with the cash.
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    30 yr fixed mtg 6.22% 6.30%
    15 yr fixed mtg 5.77% 5.87%
    5/1 ARM 5.59% 5.77%
    30 yr fixed jumbo mtg 7.31% 7.41%
    5/1 jumbo ARM 6.26% 6.42%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    $30K HELOC 4.65% 4.65%
    $50K HELOC 4.17% 4.18%
    $30K Home Equity Loan 7.87% 7.83%
    $50K Home Equity Loan 7.79% 7.76%
    $75K Home Equity Loan 7.83% 7.80%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    36 month new car loan 6.80% 6.79%
    48 month new car loan 6.84% 6.82%
    60 month new car loan 6.49% 6.48%
    72 month new car loan 6.32% 6.32%
    36 month used car loan 7.14% 7.13%
    Rates may include points
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    6 month CD 3.00% 2.91%
    1 yr CD 3.38% 3.27%
    5 yr CD 3.95% 3.87%
    1 yr IRA CD 3.05% 2.92%
    5 yr IRA CD 3.70% 3.70%
    Rates may include points

    COMPARE RATES
    Compare rates from mortgages, home equity, auto loans, CDs, MMA High Yields and more.
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    AVOID
    FORECLOSURE
    As mortgages reset and payments jump, here's
    how to keep your home.
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    CALCULATORS
    Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
    SPOTLIGHT

    TIP OF THE DAY
    Investing plans vary vastly between slow and thriving economies. These are our tips for tough-times investing.
    SPECIAL SERIES


    NEWS THIS WEEK
    See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. No one wants to think about death, but here are tips to ensure your spouse has retirement income to live on. Retiring boomers will drain billions of tax dollars from the economy. What will employers do to keep them working? You don't have to retire. Follow these steps and you're sure to stay shackled to a job till your last gasp. Even a slowing economy offers a silver lining if you know where to look. Here are some benefits of a recession.
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